Why
Choose Us?
eMortgage are here to always recommend you the best mortgage possible. We are bringing the UAE Mortgage market into the 21st century – Fast, transparent and impartial – we’ll take care of it.
About us
Why
What We Offer
We provide a full range of mortgage solutions to fit your needs. Speak to a broker
today to discuss
your requirements.
Purchase
New House
Purchase New House
- Up to 85% LTV with associated fees included
- Variable and Fixed Rate Options
- Zero cost pre-approvals
- Exclusive low rates unquestionable integrity
Refinancing
Your Home
Refinancing Your Home
- Market lowest rates
- Promotions to waive fees
- Save money
- Release equity
Investing
Money
Investing Money
- Release equity to buy more property
- Minimize your costs to maximize ROI
- Leverage your money
- Take advantage of UAE investor visa program
Home
Renovation
Home Renovation
- Release equity to upgrade your property
- Bundle mortgage offers with personal loans to receive cash
- Offset mortgage accounts allow cash to remain liquid while saving interest
- Minimize cash required upfront to budget for home improvements
Handover
Final Payment
Handover Final Payment
- We ensure your developer is listed with the bank
- Not all banks process handover payments – we have solutions
- Release equity to upgrade your property
- Save your cash for other investments while tenants pay your mortgage
Non-Resident
Finance
Non-Resident Finance
- Up to 60% LTV
- Low document requirements
- End to end service
- Invest in Dubai
The
eMortgage
Advantage
eMortgage strives to provide the best mortgage solutions to home owners and property investors. We bring the fine combination of technology and relentless customer service to its best use in the UAE Mortgage market.
Check your monthly
mortgage in less than
a minute.
Whether you are a first-time buyer or planning to re-mortgage your property, our comprehensive calculator helps you determine the amount you can borrow. Our Calculator is a free and easy tool used to estimate your monthly mortgage payments. Enter your basic details and let the Calculator do the rest for you.
Mortgage calculator
AED
AED
Own this property for
8,437
Find out more today!
Our Partners.
We are proudly associated with region’s leading banks and
financial institutions.
Custom Mortgage
Solutions for Your Needs
eMortgage’s technology will find the best deal in the market in minutes, so you don’t have to!
Get Pre-ApprovedHear From Our Happy
Homeowners.
See what our clients have to say about their home financing
journey with us. Real stories. Real
results.
Frequently Asked Questions
About Home Mortgages.
Find quick, clear answers to your most common mortgage
questions.
How much does a mortgage cost in Dubai? 
The cost of a mortgage in UAE will depend on the interest rate and the repayment period. The average Dubai mortgage interest rate is 2.99-5%. The repayment period is usually 25 years.
What is the minimum down payment required for a mortgage in Dubai?
The minimum down payment required for a mortgage in Dubai is usually 20%. However, this can vary depending on the lender.
Is it difficult to get a mortgage in Dubai?
No, it is not difficult to get a mortgage in the UAE. The process is very simple and straightforward. However, you will need to meet some criteria and provide some documents.
Is it worth buying a property in Dubai?
Yes, it is worth buying a property in Dubai. The city has a lot to offer and there are many benefits to owning a property here.
Can a mortgage calculator determine my eligibility in Dubai?
A mortgage calculator can estimate your monthly payments but does not determine eligibility. For a precise assessment, consult with a lender or mortgage advisor in Dubai.
Mortgage Advice &
Resources.
Stay informed with articles on home loans, interest rates, and
smart buying strategies.
Mortgage Calculator
Planning Your Financial Future: Using
Mortgage Calculators for Budgeting
Mortgage Calculator
The Role of a Conveyancer in Dubai:
Why You Need Professional Assistance
Mortgage Calculator
Planning Your Financial Future: Using
Mortgage Calculators for Budgeting
Your New Home
Starts Here.
We provide a full range of mortgage solutions to fit your needs. Speak to a broker
today to discuss
your requirements.